• Affordable

    We believe sound credit counseling & money management information should be affordable for everyone. Our credit counseling course is only $24.00 per household, and the debtor education course is $9.75 per individual or $14.95 per couple.

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  • Real Stories

    Incorporated into our classes are stories of real people who have experienced financial difficulties and overcome them.

    See a sample

  • Encourages Growth

    Our classes are relevant to where you are now and encourage you to move forward toward where you want to be financially.

    View the course overview

  • Convenient

    Online classes can be completed any time of day to best fit your schedule.

    Learn about this course’s time commitment

  • Designed for you

    We Offer Two Courses to Support Your Financial Journey

    Whether you are considering bankruptcy or simply looking for ways to improve your financial situation, our courses provide quality financial information you can put to use today, along with the certificates required for the bankruptcy process.

    You are a valued customer, and we will treat you with the dignity and respect you deserve. Our goal is to help you understand your financial situation, explore your available options, and move forward with greater confidence.

    ✅ Credit Counseling Course (Pre-Filing Requirement)

    Created specifically for individuals preparing to file bankruptcy, this course meets the required pre-filing credit counseling standards and helps you understand your options while preparing for a fresh financial start.

    ✅ Money Management Course (Post-Filing Requirement)

    More than just a rewritten program, this course was built with you in mind—your experiences, your struggles, and your goals. It provides practical tools to help you stay on track, rebuild confidence, and work toward becoming debt-free and financially secure.

    Learn about Ashley & her teams' approach to financial education

  • Financial Evaluation

    As part of our commitment to helping you understand your financial situation, we offer a complimentary financial evaluation at no additional charge. During his evaluation, we will review your overall financial picture and discuss opportunities that may help you work toward your financial goals, including budgeting, saving, managing expenses, and other areas of personal financial wellness.

One of the greatest gifts we can ever receive...
is the opportunity for a second chance.

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Wish I would have known this information earlier in life.

S.G., New City, NY